Finance, so you can still afford those important things in life

Take advantage through vehicle finance, spread the cost of your vehicle purchase over a term that suits you.

Discover the benefits to financing your next vehicle.

This is your decision, we are on hand to help as much or as little as you would like, to assist in your decision making and take care of the complete process for you, we take pride in making it as smooth, efficient and enjoyable as possible.

We have chosen safe lending partners, that will only treat you fairly.

All lending should be transparent, straightforward and present clear information to allow you to make the right informed decision. This journey should be comfortable with a concise understanding of your interest charges and obligations, to a convenient signing process and importantly offer an exemplary level of customer support during your agreement.

We strictly only partner and have affiliation with lenders who share our ethos and values, we have a hand selected panel of good people to help you with your vehicle finance need, whatever the shape or size may be.

For individuals or business, tailored to you

Whether you are a private individual seeking a personal finance purchase or a business looking to finance a new vehicle, we have finance products to support you. Your individual or business needs are bespoke to you with flexible term and deposit options available. Perhaps you are looking for a nil deposit agreement or a low monthly payment with a long term we can tailor these to fit your budget.

Trusted options to suit your circumstances

We offer only the most reputable vehicle financing options, Hire Purchase (HP), Personal Contract Purchase (PCP) and HP + Balloon based on your affordability and ownership structure preferences.

Our panel of lenders have appetite for a wide collection of credit profiles, if you’ve had difficulty obtaining borrowing in the past, perhaps due to missed payments, CCJs, lack of history or even because you are self-employed, than we might be able to assist.

Vehicle finance is secured against the vehicle meaning your credit line with your bank can remain open should you need borrowing in an emergency or perhaps plan to use it for something special like a wedding or family holiday, funding your vehicle purchase using finance keeps this option opportunity open and available.

Cashflow Business Support and fleet funding

We understand how important cashflow is to businesses, choosing a product with this is mind is imperative to your commercial position. A deferred VAT payment option is available (for VAT qualifying vehicles) which facilitates VAT to be paid a number of months after purchase helping preserve your outgoings.

If you are a business user with a need for more than one vehicle or plan on purchasing more in the future we are often able to arrange a credit facility to a support your growth and ambitions. A pre-approved limit allows you to plan and manage your future vehicle purchase decisions.

Choosing the right option for you or your business

Hire Purchase (HP)

Hire Purchase allows you to spread the agreement cost of your vehicle over a term of up to 60 months paying a fixed monthly amount for this duration, often a preferred option for those who like to work to a fixed budget. Furthermore at the term end the vehicle is yours, with nothing further to pay, perfect for those who prefer outright ownership.

Personal Contract Purchase (PCP)

Personal Contract Purchase generally provides a lower monthly payment than other options such and HP as a portion of the vehicles value is deferred to a final payment at the end of your term.

This payment is a guaranteed minimum future value and is agreed at the start so you know exactly what the vehicle is going to be worth as a minimum in the future through a part exchange. PCP is popular amongst those who change their car or van every few years, this can be very beneficial avoiding regular repair and maintenance cost by changing sooner.

Some extra peace of mind doesn’t have to cost the earth.

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